PAY MONTHLY GAMING PCS


WHICH FINANCE OPTION IS RIGHT FOR YOU?

We know not everybody can afford to pay upfront for a great gaming PC they desperately want or need - That's why we offer Gaming PCs and our other products on finance so you can get your dream PC and manage the costs in the process. 

 

Countdown Interest Bearing / Buy Now Pay Later

This is a buy now pay later finance agreement. After initially paying a 10% deposit, you will not be required to make any further payments for 12 months. Please note that this 12 month period begins on the date the finance agreement is proposed, not when it is signed or the goods are delivered. There is an early settlement fee of just £29. Therefore, if, for example, your total order value is £750.00, this would make the total amount payable (if repaid during the initial 12 month period) £779.00. Should you choose not to settle the balance during the initial 12 months, then the amount owed will be repaid on a monthly basis over the next 3 years at the interest rate stated on the loan agreement. It is still possible to settle the balance early, however interest will be applied from the start of the agreement to the settlement day plus 30 days from the day you settle. An illustration is shown below, please note this is indicative and actual monthly payments may vary by a few pence per month.

Representative example

Order value (inc delivery & VAT)
£1200
Deposit (10%)
£120
Loan amount
£1080
Representative APR
19.9%
36 monthly repayments
£46.30
Total term of loan agreement
48 Months
Total amount payable
£1786.80
 
Novuna Interest Bearing Agreement (Traditional Finance) 2, 3 & 4 Year

24 Month

This is a traditional 2 year finance arrangement which continues until completion of the 2 year term.

After initially paying a 10% deposit, repayments on a monthly basis inclusive of the interest rate per the agreement will start 1 month after the order date as illustrated below, though actual payments may vary by a few pence each month.

Representative example

Order value (inc delivery & VAT)
£1200
Deposit (10%)
£120
Loan amount
£1080
Representative APR
14.9%
24 monthly repayments
£51.84
Total term of loan agreement
24 Months
Total amount payable
£1364.16


36 Month

This is a traditional 3 year finance arrangement which continues until completion of the 3 year term.

After initially paying a 10% deposit, repayments on a monthly basis inclusive of the interest rate per the agreement will start 1 month after the order date as illustrated below, though actual payments may vary by a few pence each month.

Representative example

Order value (inc delivery & VAT)
£1200
Deposit (10%)
£120
Loan amount
£1080
Representative APR
14.9%
36 monthly repayments
£36.90
Total term of loan agreement
36 Months
Total amount payable
£1,448.40


48 Month

This is a traditional 4 year finance arrangement which continues until completion of the 4 year term.

After initially paying a 10% deposit, repayments on a monthly basis inclusive of the interest rate per the agreement will start 1 month after the order date as illustrated below, though actual payments may vary by a few pence each month.

Representative example

Order value (inc delivery & VAT)
£1200
Deposit (10%)
£120
Loan amount
£1080
Representative APR
14.9%
48 monthly repayments
£29.50
Total term of loan agreement
48 Months
Total amount payable
£1,536.00
 
Novuna Simply 12

Available on orders of PC systems with a total value of £500.00 or more. Simply 12 finance allows you to pay for your order in 12 equal monthly installments.

All you need to do is:

1. Spend a minimum £500 and above

2. Place a 10% deposit

 

Representative example

Order value (inc delivery & VAT)
£1200
Deposit (10%)
£120
Loan amount
£1080
Representative APR
19.9%
12 monthly repayments
£99.17
Total term of loan agreement
12 months
Total amount payable
£1,310.04


FREQUENTLY ASKED QUESTIONS

Applying for online finance

 

Applying for online finance couldn't be easier or more convenient. When you buy online from Fierce PC you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

Buy your Gaming PC on Finance from Fierce PC!

Credit subject to status and affordability. Terms & Conditions Apply. Fierce PC are a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a division of Novuna Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.

PAY MONTHLY GAMING PCS


WHICH FINANCE OPTION IS RIGHT FOR YOU?

We know not everybody can afford to pay upfront for a great gaming PC they desperately want or need - That's why we offer Gaming PCs and our other products on finance so you can get your dream PC and manage the costs in the process. 

 

Part 1: How it works

Shop now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.


Here’s how it works:

Step 1
Add products to your cart and select “Pay in 30 days” or "Pay in instalments" when you check out


Step 2
Enter a few personal details and you’ll know instantly if you’re approved


Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay


Step 4
You can complete your future Klarna purchases with just one click

 

Part 2: Payments information

Pay in 30 days
Try your stuff at home and decide which items you want to keep. Make your payment in full 30 days after your purchase is shipped. No upfront payments, no interest, and no fees.


Pay in 3 interest-free instalments
Split your purchase into three equal payments. Just enter the credit or debit card details of your choice and make automatic payments every 30 days. No credit checks, and no interest or fees.

 

12 months interest free

 

24 months 14% APR

 

36 months 14% APR


Financing
Apply for monthly financing during checkout. It’s a simple, 2-step application process with an instant decision. When approved, you can manage your payments and get payment reminders in the Klarna App.

 

Part 3: About Klarna

 

Pay online or in the app

Review your latest purchases and make payments in the Klarna app or online.


Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.


Frequently asked questions

Visit our FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna.


About Klarna

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth payment methods give you more time, control and joy so you can focus on the things you love.

  • 80 million shoppers are using Klarna.
  • 190,000 retailers are working with us worldwide.
  • We’ve been powering online checkouts for 14 years.


Risk warnings

For regulated credit products. Financial promotions may contravene the FCA's 'clear, fair and not misleading' rules if they omit relevant risk warnings. Examples of relevant risk warnings for regulated products include:

  • 'Late or missing repayments may have serious consequences for you and cause you serious money problems'
  • 'Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future'
  • 'If you do not make your full monthly payment, the interest free arrangement will cease and you'll be required to pay interest on all future payments at X% APR Representative'


Specific FCA rules for Buy Now Pay Later products.

The FCA has more detailed rules concerning Buy now, pay later credit products (BNPL). Your BNPL financial promotion is likely to be misleading by omission if it: • Refers to a zero percent or low interest, introductory or other promotional offer available under a BNPL agreement • Does so in a way that is likely to influence a consumer’s decision about whether to enter into a BNPL agreement or whether and how to make use of credit available under an existing BNPL agreement; and • Does not include in a fair and prominent manner material information about relevant risks Relevant risks relating to BNPL credit include the limitations that apply to any zero percentage or low interest, introductory or other promotional offer, including the circumstances in which interest or charges could become payable and how these would be calculated if those circumstances arose, including the date from which interest or charges would accrue, the rate of that interest or those charges and the amount of principal on which the interest would be charged. The average consumer is likely to need information about these matters to make an informed decision about whether to enter into a BNPL agreement. The information that a financial promotion about a BNPL agreement is required to include to avoid a misleading effect and how that information should be presented, will depend on the context of the communication or financial promotion, including its medium and any other information that you have provided to the recipient

For exempt credit products.

It is good practice to add risk warnings on advertisements for exempt products. Examples of relevant risk warnings for exempt products include:

Please spend responsibly – Borrowing beyond your means could seriously affect your financial status, ensure you can afford to make your repayments on time by the due date.

Failure to make payment on time could result in your debt being passed to a debt collection agency and affect future lending decisions made by Klarna.

 


FREQUENTLY ASKED QUESTIONS

How do I choose to PaybyFinance?
Just select the finance option on the checkout page or let the sales consultant know if you're buying in-store or at an event.
When do my repayments start?
Your monthly repayments will begin one month after your purchase has been delivered.
Are there any arrangement fees or hidden extras for credit?
No. There are no arrangement fees or hidden extras.
When do I pay the deposit?
Payment for your deposit is taken before you complete the finance application.
What happens to my deposit if my application is declined?
If your application is declined, your deposit will automatically be refunded. It may take a few days to show back in your account.
Once my application is approved, what happens next?
Within minutes of your application being approved, you will be presented with the option to sign your credit agreement. If you are offered the ability e-sign your credit agreement and choose to do so, a PDF of your credit agreement will be displayed on-screen. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms.
Once you have agreed to the terms of the credit agreement Fierce PC will be notified and you need do nothing more. If you are presented with the ability to print and return your credit agreement you should print the PDF agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the credit agreement. Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Novuna. Shipment of your goods will follow soon after your agreement has been returned to our finance company.
Will you credit score me and if so, what does this mean?

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income, and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

If you decline my application, what is the reason?
In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with the main reason for decline of your application, it is usually based on one, or a combination of the following: 

Your credit score (note that every finance company will score you differently).
Adverse credit reference agency information.
You are considered to be overcommitted.
You are under the age of 18.
Your existing account performance with other lenders.


What type of information do credit reference agencies hold about me?
Some of the information is public information, for example, electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them, for instance, this could include your payment history and the outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

How do I obtain a copy of this information?

You should send a cheque for £2.00 made payable to the relevant company, together with details of all addresses at which you have lived over the last 6 years:

Consumer Help Desk Experian Limited PO Box 8000 Nottingham NG1 5GX
Equifax Ltd., Credit File Advice Centre. PO Box 1140. Bradford, BD1 5US
TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ
The above-listed agencies will provide details of information relating via these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

If my application is not successful, can I re-apply?

Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.

Who is eligible to apply for online finance?

To apply for finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant. Saturday deliveries can be arranged if this is more convenient for you.

Applying for online finance

 

Applying for online finance couldn't be easier or more convenient. When you buy online from Fierce PC you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

Buy your Gaming PC on Finance from Fierce PC!

Punch Technology Ltd is authorised and regulated by the Financial Conduct Authority (FCA FRN 771752) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Bank AB (publ). Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Punch Technology Ltd, Meyer Building, Plantation Road, Wirral International Business Park, Bromborough, CH62 3RH, Klarna Bank AB (publ) is authorised by the Swedish Financial Supervisory Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of this regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from Klarna Bank AB (publ) on request.

Punch Technology Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, subject to status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.

Buy Now Pay Later with V12 Retail Finance

 

v12 finance options now available

 

  • Buy now pay later with 6 months non-payment period
  • Spread the cost with buy now pay later finance available online and in-store
  • The buy now pay later finance option allows you to spread the cost of your purchase over a total term of 36 or 42 months which includes a 6 month non-payment period.
  • If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest but may pay an early settlement fee.
  • If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term of 36 or 42 months with interest charged at a representative APR of 19.90%. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
  • Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.

 

Fierce PLC is registered in England and Wales 10250445. Punch Technology Ltd. Meyer Building, Wirral International Business Park, Bromborough, Wirral, CH62 3RH

 

Fierce PC acts as a credit broker and only offers credit products from Secure Trust Bank plc trading as V12 Retail Finance. Fierce PC is authorised and regulated by the Financial Conduct Authority. Our registration number is 809833. Credit provided subject to age and status. 

Pay with PayPal Pay in 3

We know that not everybody can afford to pay upfront for a great Gaming PC they desperately want or need - That's why we offer PayPal Pay in 3 for our Gaming PCs and other Fierce products so you can get your dream PC and manage the costs in the process. 

 

Choose Pay in 3 at checkout where Paypal is available, and enjoy the power to split your purchase into three-free payments, with no fees or charges. It's a great way to help you stay in control of your budget.

 

To use PayPal Payment options at checkout, please ensure you are logged in to your PayPal account.

 

Click the link below to find out more about PayPal Pay in 3.